COLUMNS
HEADLINES [click on headline to view story]:

Family Money

Snap Shots

Modern Medicine

Heart to Heart with Hillary

A Slice of Thai History

Horsin'Around

Personal Directions

Social Commentary by Khai Khem

Wine

Women’s World

Family Money: With-Profits Funds

By Leslie Wright,
Managing director of Westminster Portfolio Services (Thailand) Ltd.

Most commentators would have us believe that with-profits funds are old hat and have little place in today’s marketplace. In the vast majority of cases, they are right – but not all.

Ironically, the severe criticism aimed at with-profits vehicles has come at a time when they have actually outperformed the market. They are designed to hold back returns when the market rises in order to soften the blow when it falls. And this is precisely what they have done. While the FTSE 100 fell almost 45% in the three years to February 2003, the average with-profits fund lost around 30%. As one pension fund researcher admits: “In the past three to four years, they have delivered exactly what they are designed to.”

Falling Bonuses

But at what cost? The concept of ‘smoothing’ returns is valid but in practice, life offices have paid out more in bonuses than they can afford. Plummeting stock markets have hit reserves hard – yet life offices are still committed to maintaining bonus payouts. This double whammy has left some offices dangerously near insolvency levels. Equitable Life, Royal & SunAlliance, Britannic Assurance and NPI have all closed their with-profits funds to new business. More are bound to follow.

This is the single biggest problem facing with-profits funds. In practice, actuaries making asset allocation decisions are more concerned with solvency than with maximising returns. They cannot risk increasing liabilities so they have been forced to sell equities and buy lower-risk investments, such as bonds. But the long-term returns on these instruments will not be as strong as equities. So, even if a life office believes that now is the right time to invest in shares, it cannot afford to do so. Investment policy is not, then, being driven by the needs of investors.

Small differences in asset allocation can have a huge impact on investment returns over the long term. For example, one analyst firm has estimated that ฃ10,000 invested in Scottish Equitable’s Growth fund could be worth ฃ33,000 in 20 years’ time. The same amount invested with Equitable Life could be worth less than ฃ23,000. The bottom line is that the vast majority of with-profits funds will not offer attractive returns in the long run.

To make matters worse, much of the gains made by life offices in the coming years will be used to rebuild reserves. In most cases, payouts to investors in the form of annual bonuses will continue to fall even if markets continue to rally. In some cases, bonuses will be cut to zero. If equity markets start to fall again, many life offices may be pushed into insolvency – and some offices have very little to play with (although negative free assets do not mean the life office is bust, merely that it is in poor financial health and would be in serious trouble were it not for a parent company).

These are the most important reasons why you should not invest in most with-profits funds.

Lack of
Transparency

But there are others. There is virtually no way of knowing exactly where your money is being invested. Nor is there any way of knowing exactly how the underlying fund has performed. Costs are also unclear – you never quite know what the charges and commissions are. This may have been acceptable 20 years ago, when there were few alternatives, but not today when there is a wide choice of transparent products on the market. You can, for example, invest in an equity income, balanced or cautious managed fund and know precisely what charges you are paying, what the individual underlying holdings are, and what the performance has been.

For all these reasons, one large onshore IFA stopped promoting with-profits funds a year ago and has no intention of changing its stance in the near future. Another well-known adviser, Bestinvest, does not sell them either, while another is urging investors seriously to consider cashing in their funds, even if there are “quite severe penalties” in the form of market value adjusters (MVAs).

Smoothed Returns

But others are less damning. The MD of one discount broker house admits that 75% of with-profits funds are “an embarrassing legacy from the 1970s, 1980s and 1990s and need to be routed out”. Indeed, he believes three-quarters of funds will disappear in the next five years due to consolidation in the sector. But he does argue that a few life offices can still outperform over the long run – even taking into account charges, commissions and MVAs.

Another adviser also believes with-profits have a future: “They are still doing what they were designed to do and there really is no viable alternative.” While there are products that invest in the same asset classes, none are specifically aimed at ‘smoothing’ returns in quite the same way as with-profits. But, again, he believes there are very few offices running quality funds. Overall financial strength and commitment to the product are the two most important criteria, he argues, and only Legal & General, Norwich Union, Prudential and Standard Life make the grade. Only these offices, he says, have the necessary reserves and equity exposure to produce competitive returns.

Like most packaged products, with-profits funds offers nothing more than a well-diversified portfolio of equities, bonds, cash and property. If creating your own sounds like too much hassle, look at balanced or cautious managed funds, or distribution bonds. Only if a steady income is important to you and you like the idea of ‘smoothed’ returns, should you consider a with-profits fund.

Look for a good asset mix – around 50% in equities – and healthy reserves (but don’t trust life offices’ own free asset ratio figures). Then go for a transparent fund where charges and holdings are clearly laid out. Unfortunately, you may have to wait a while before a selection of such products is available.


Snap Shots: Shooting a calendar in Thailand

A new business opportunity?

by Harry Flashman

Many moons ago I wrote about the trials and tribulations of shooting a commercial calendar. Not one of these calendars you can have done by the photoprocessor, where they superimpose a year’s worth of dates on a photo of your grandchild, but a glossy 12 month, 12 image calendar.

My own particular calendars were examples of those glossy numbers to be hung on the wall. They were commercial calendars for a concrete company and involved months of work in planning, getting permission for every proposed image, shooting prospective models and getting the OK from the Board of Directors, gathering props and painting items in the required gaudy pink colour of the company. It was also an expensive exercise. I’ll correct that - it was a very expensive exercise!

However, Howard Greene popped in the other day with his latest calendar, shot in Pattaya and printed in Bangkok. It is a glossy 12 page number and we spoke on the relative merits of shooting calendars in this country as opposed to similar projects overseas.

Taking models first - in the US or the UK/EU, you are looking at model fees that can run into thousands of dollars and you require signed model release forms as well. Since this particular calendar of Howard’s was done using the staff of the bar, it was all considered to be part of the job!

There were some other relative freedoms here that could not be duplicated overseas, other than at frightening costs. One shot featured an elephant. Try renting one of those overseas for the equivalent of 2,500 baht!

The roller-coaster ride was another example. No release was needed from the venue or arrangements be made for a closed set. In actuality it cost four tickets on the ride - that was all.

Looking critically at Howard Greene’s images, I find little to be critical of. He has used long lenses for most of the photographs to produce a suitably vague background. The roller-coaster shot is a typical example where by shooting into the sky, there is nothing in the background to detract from the powerful image. The girls in the pool and on the beaches are similar, with uncluttered backgrounds.

However, before you glue your 200 mm lens on your camera and rush down to the beach with a bevy of beauties, remember that any commercial calendar shoot requires the photographer to (in Howard’s words) “execute the vision of the client, giving the images consumer appeal.” And by “execute” he means “carry out” not “kill”.

Of course, if you, the photographer, want to go it alone (and pick up the cost of printing) then the only person you have to satisfy is yourself. And hope you’ve judged the market correctly and you can cover your costs. Even a little profit, perhaps? However, look at the fun you can have practicing.

A small thing, but something I liked about this calendar, was the stout spiral spine and hanging tab. The printing was also first class, with a clear lacquer final finish. These calendars have to last for 12 complete months, hanging on their nails in the hallway or wherever. All in all, a most professional production and a credit to all concerned, including the young ladies who featured. Even the service staff, who had such happy grins it is difficult not to burst into smiles yourself.

We take for granted just how inexpensive life can be in Thailand, and calendar production is just one of these. I believe there is an opportunity for some photographic entrepreneurs to begin marketing Thai calendar production for overseas clients. There are incredible cost savings for overseas companies to pursue. As for me, I’m not greedy - 5% will do for bringing it to your notice!

If you would like one of these calendars then you can order it from the web through www.flbbar.com or you can purchase one directly from FLB Entertainment Ltd., on Pattaya’s Walking Street, or through selected Bookazine outlets. RRP is under 400 baht.


Modern Medicine: White sticks and Labradors

by Dr Iain Corness, Consultant

As we get older (sorry, that should have read “as YOU get older” as I have decided to stay the same age as I am for a while yet), one of the problems we get is failing eyesight. This is more than just the arms not being long enough, but you are likely to end up needing glasses for ordinary living as well. I have to admit to wearing contact lenses to see where I am going, and reading glasses as well to read the newspaper.

There are also those people who have needed glasses all their lives, who have opted for contact lenses, rather than Lasik treatment to re-shape the eyeball. For all of us - this week’s contribution is for you.

The first thing to remember is that we were not designed to wear contact lenses. Stuffing bits of plastic between your cornea (the front of the eyeball) and the eyelid is decidedly not physiological. The potential for irritation of the sensitive cornea or the inside of the eyelid is there all the time. Just remember what the last foreign body felt like in your eye. Felt the size of a house brick and in actual fact it was only a very, very small speck!

Continuous irritation leads to tissue reactions that can range from small lumps on the inside of the eyelid to ulcers on the cornea. And all of these conditions are potentially very dangerous. Yes, you can become blind through wearing contact lenses.

The first factor is the length of time you wear the lenses. I know that some are being touted as ones you can leave in for days at a time - but I am sure that I would not. No matter how thin and reputedly permeable, contact lenses starve the cornea and predispose to ulcer formation. Take my tip and take the lenses out every night.

After removal, store the lenses in those natty little screw cap holders that the lens solution people give you with the bottle of goop. However, the natty little holders need to be clean. When was the last time you actually cleaned and washed yours? Once a week, give the holders a good scrub and allow to air dry.

So what solution should you use to store the lenses in overnight? Honestly, it’s up to you. Having a Scottish heritage, I go for the cheapest of the ‘good’ brands, but I do know of people who use ‘normal’ saline (which is dirt cheap) and have no problems. The advertising bumff about stopping protein build-up and all is hype in my book.

Certainly, it is important to get rid of protein deposits on the contact lens, but you do this with gentle rubbing of the lens with the finger. With my soft lenses I generally have some solution in the palm of one hand and drop the lens into it and then rub for a few seconds, then turn the lens inside out and rub again. After that I turn it right way up, rinse the lens with solution and have a go at stabbing the floppy thing onto my eyeball.

I also keep a bottle of contact lens lubricant in my drawer at work, and one on the bathroom shelf at home. The eye specialists also recommend that you have some non-preserved artificial tears to use.

That’s about it. “See” you next week!


Horsin'Around: The Thai Pony

by Willi Netzer

Standing 1.10 to 1.30 m at the withers and in all possible horse-colors, since ancient times the local pony has been a major part of Thai history and culture.

Have fun with a Thai pony.

We can assume that its use was mainly in warfare, agriculture and occasionally for ceremonies; as a mount, for pulling carts and as a packhorse. Nowadays, you can still see them in front of brightly colored Landauer-coaches, mainly in Lampang and at the major tourist spots.

Plenty of riding stables also use Thai ponies alongside expensive imports. Some find their usefulness as being donor animals for serum stations. Years ago, we used to buy them by the dozens, when past their retirement age of 10 years and we would re-train them. You can always spot a former donor by the needle marks on the neck. Needless to say, I know some that made it to the highest levels in pony club dressage.

There were lots of ponies to be found all over the country until about 5 years ago, when racing and gambling with horses became restricted. There are not too many left now-a-days in rural areas, except with the northern hill tribes and in some places in the west of Thailand, where they are still being used for ceremonies within the villages.

There are some of the local ponies that have a dorsal stripe, a dark line within the coat along the top line, following the spine. This suggests how closely the Thai pony is related to the wild Asiatic horse that roamed the steppe thousands of years ago. We can assume that it came from the north through China or the west through Burma.

The Thai pony is exceptionally tough, enduring and resistant to diseases. The local farmers do not keep them unlike their cattle and buffalos. There are absolute characters among them and they have all their little extras, but in an endearing way. As a rider you will find out very quickly what funny ideas they can get if a certain decree of authority is missing. This makes them the ideal mount for our younger riders. They will find themselves suddenly in a situation, where decision making is a must, and only immediate and correct execution will produce any results.


Heart to Heart with Hillary

Dear Hillary,
The wife and I moved here only last year, and I’m in a bit of trouble. You see, I’ve been studying Thai language and I like to practice at all possible opportunities. Last weekend we took a drive out to the country. On the way back, we spotted a lovely restaurant and decided to give it a try. I struck up a little conversation with the dolly who took us to our table, and there the trouble started. I asked for the restaurant’s business card and the lady in question brought the card and knelt down beside me. She chatted in English and patted my arm and leg. She told me about all of her relatives and friends who are married to farangs. She told me she was always at the restaurant. I thought she was quite friendly although she never spoke at all to the wife. The wife was furious when we left and I was quite taken aback. The wife thinks the lady was coming on to me, especially when she noted that the lady gave me her personal card and wrote her mobile number on the back of it. Tell me, Hillary, do you think she was coming on to me? In front of the wife?
Confused in Chiang Mai

Dear Confused in Chiang Mai,
Be confused no longer, my unbelievably naive Petal. Of course she was coming on to you! If the young lady was looking at promoting the restaurant she would have given you the restaurant’s card and its telephone number, surely! You don’t write your personal mobile number on your own personal business card if you don’t want the recipient of the card to ring, now do you! Why was the young lady chatting to you in English, when you say you like to practice your Thai at all possible opportunities? The fact that her relatives and friends have married foreigners doesn’t have any bearing on the restaurant or its food, does it? Think of it from your wife’s point of view (by the way, please refer to your spouse as “my wife” and not “the wife”), she is left out of the conversation while you get your leg felt by a “dolly” (your word) who gives you her phone number. How would you feel if some hunky Thai guy knelt down beside your wife, fondling her leg and giving her his business card, while totally ignoring you? Thais are noted for their friendliness - to everyone, not just husbands who are prepared to ignore their wives as well.
Dear Hillary,
My girl’s young brother is staying in our village with another of her relatives for a few weeks. She has started to bring him over for dinner and helps him with his homework afterwards and then they go and watch the Thai TV soapies, which means that I am totally left out and can’t watch the BBC channel. Since it is my house, surely I should have some say in this matter? What should I do about this situation?
Noel

Dear Noel (with his nose out of joint),
I was tempted to tell you to stop being such a wimp and go and talk to your lady and let her know that you are feeling left out, but after re-reading your letter, I think it would be much better if you just buy another TV and sit in the spare room watching the BBC. Ask for pizzas, as they can slide these under the door without having to disturb you while watching the news.
Dear Hillary,
Is it coincidence, or just plain stupidity, but almost all the letters you seem to get come from farang males in trouble with their Thai ladies relates to the fact that their ‘lady’ is one they have picked up in a bar. Surely everyone has heard that saying, “you can take a girl out of the bar, but you can’t take the bar out of the girl.” I have been married to my Thai wife for four years now and there has never been a “bad moment” in all that time. She is beautiful, intelligent (a qualified accountant) and caring. I do not have to change the locks on my doors or worry that my suits will be cut up. She does not need cables of gold to hold her in the marriage, or motorcycles, or houses. There is no family buffalo on its last legs, and we are not over-run with relatives from Nakorn Nowhere who want to stay. We have a partnership and mutual trust. Why don’t some of these men look for the “good” girls?
No Bars For Me

Dear No Bars For Me,
There may be lots of reasons. One may be that the number of “good” girls is much smaller than the demand, so the single males end up with the “good-time” girls, of which there is a more than adequate supply. Look after your wonderful wife and buy her plenty of chocolates (you can send the champagne to me) and continue to build on your mutual trust. Bar scene farangs are generally not looking past the end of their noses - it is some other part of the anatomy.


A Slice of Thai History: Something about the weather

by Duncan steam

If there is one subject about which practically anyone and everyone can chat, it is the ‘weather’; be it too much rain, not enough rain, too hot, too cold, or even just plain pleasant, it is seen as a perfect, and neutral, conversation starter.

In Thailand, it is said that the country has three seasons: hot, very hot, wet and hot. The ‘weather’ also features prominently enough, as would be expected, in expat writing from newspapers to magazines and ordinary correspondence.

For example, in April 1901 the Bangkok Times English-language newspaper was moved to write the following paragraph headed, simply, ‘The Weather’:

“It seems doubtful if even that useful personage the oldest inhabitant can remember so lengthy an extension of cool weather as we are having at present. Instead of a few mango showers in January and February, and otherwise unbroken drought and heat till May, we have right along had the weather that one expects after the breaking of the monsoon. There certainly has not been anything like it for the past fifteen years. Is the climate changing and the terrors of the hot season become a thing of the past? Or shall we have to pay for the present pleasant weather by a long delay in the coming of the monsoon?”

However, as recently as August 1900 the Bangkok Times had reported, “The want of rain is being seriously felt everywhere. Reports from upriver ... that the ground is cracking from dryness and that if water is not plentiful again very soon the rice crop will be far from satisfactory.”

The weather was also viewed as either causing or alleviating potential sickness among foreigners either residing or visiting the country. Cholera, a severe infectious disease caused by unsanitary conditions, remains a scourge in some societies. At the beginning of the twentieth century, it was still a huge killer disease. In 1901, the Bangkok Times wrote:

“The health of the foreigner in Bangkok continues to be fairly good, but within the last week there have been a good many cases of cholera throughout the town. If the rains continue, however, the cholera will probably die out, as it is no doubt connected in most cases with the fact that the water in the river and the klongs has been somewhat brackish for a number of days past.”

June 1901 saw another report, “In all the Bangkok Circle and beyond there is a great outcry for rain, as at present it is impossible to get fields ploughed.”

Bangkok, the city on a flood plain, has always suffered from periodic inundation and one of the worst last century occurred at the height of the Second World War in October 1942. Rajdamnoen Avenue and the area around the Democracy Monument resembled a shallow sea and, it was claimed, cars and boats had head-on collisions. Cars drove on the left (following the British custom) while boats adhered to the American rules of driving on the right, hence the almost inevitability of collisions.

For a few weeks after the waters of what has forever become known as the ‘Great Flood’ receded, trams would sometimes slip out of their tracks because of the algae that had grown on the rails.

In September 1983, monsoon rains engulfed the country for nearly four months and caused the worst flooding in Bangkok since 1942. An estimated 10,000 people died and 100,000 contracted water-borne diseases, including cholera.

On 29 October 1995, more than half of Bangkok was flooded as the Chao Phrya River reached its highest level since 1983.

Efforts since then to reduce the impact of flooding on the capital seem to have succeeded in at least minimizing the extent and duration of inundations.


Personal Directions: Winning versus Winners

by Christina Dodd

This week I’d like to share some thoughts on the subject of “winning”. Author and well-known speaker Shiv Khera has put interesting ideas to paper in his book “You Can Win” and talks about “Winning versus Winners”. I hope you find his views enlightening.

“What is the difference between winning and being a winner? Winning is an event. Being a winner is a spirit. Winners have kept winning in perspective based on their value system. Two inspirational winners:

1. Olympics is a lifetime event. Lawrence Lemieux stopped racing in a yacht race to help a fellow competitor who was in trouble. The whole world was watching. His priority of safety for other people’s lives was greater than his desire to win. Even though he did not win the race, he was a winner. He was honored by kings and queens  all over the world becausehe kept the spirit of the Olympics alive.

2. I heard the story about Reuben Gonzales when he was in the final match of the racquetball tournament. This was an important event and he was playing for the world title. In the final game at match point, Gonzales played a super shot to save point. The referee and the linesman both confirmed that the shot was good and he was declared the winner.

But Gonzales, after a little pause and hesitation, turned back to shake his opponent’s hand and said, “The shot was faulty.” As a result, he lost the serve and eventually, lost the match.

Everyone was stunned. Who could imagine that a player with everything officially in his favor, with winning in his pocket, would disqualify himself and lose. When asked why he did it, Gonzales replied, “It was the only thing to do in order to maintain my integrity.” He lost the match, yet he was a winner.

Winning is an event; being a winner is a spirit

Three people ran a marathon besides hundreds of others. The medal was won by a fourth person. But does that mean that these three people were losers? Not at all. They all went into the race with different objectives. The first one went in to test his endurance and he did and came out better than his expectations. The second wanted to improve on his previous performance, and he did. The third person had never run a marathon in his life. His objective was to complete the race and reach the finish line, and he did. What does this tell us? All three with different objectives met them and they were all winners, regardless of who won the medal.

As Mark Twain said, it is better to deserve an honor and not have it than to have it and not deserve it. Because dignity is not in possessing but in deserving.

If winning is the only objective, a person may miss out on the internal rewards that come with winning. More important than winning is winning with honor and deserving to have won. It is better to lose honorably than to succeed with dishonesty. Losing honorably may signify lack of preparation but dishonest winning signifies lack of character.

The real test of a person’s character is what he would or would not do if he knew he would never be found out. It is not worth compromising one’s integrity and taking shortcuts to win. You may win a trophy but knowing the truth you can never be a happy person. More important than winning a trophy is being a good human being.

Winners live and work every day as if it were the last day. Because one of these days it is going to be the last and we don’t know which one it is going to be. When they leave, they leave as winners.

“There are some defeats more triumphant than victories.” - Michel De Montaigne.

Winners are
gracious

Remember, winners are gracious. They never brag about themselves, they respect and appreciate their team members and opponents.

Many people know how to be successful. Very few know how to handle success. And there is always something about success that displeases some other people. The reality is that life is a competition and we have to compete. In fact, competition makes competitive people grow. The objective is to win, no question - but to win fairly, squarely, decently and by the rules.

Winners leave a legacy

Great people leave something behind. Winners recognize that no one can make it alone. Even though champions get the medals, they realize that there are many people behind their success, without whom it would not have been possible. Their teachers, parents, coaches, fans and mentors. One can never fully repay those who have helped winners. The only way to show a little gratitude is by helping those who are following, and the following poem, by Will Allen Dromgoole, says it all.

The Bridge Builder

An old man, going a lone highway,
Came, at the evening, cold and gray,
To a chasm, vast, and deep, and wide,
Through which was flowing a sullen tide.
The old man crossed in the twilight dim;
The sullen stream had no fears for him;
But he turned, when safe on the other side,
And built a bridge to span the tide.
“Old man,” said a fellow pilgrim, near,
“You are wasting strength with building here;
Your journey will end with the ending day;
You never again must pass this way;
You have crossed the chasm, deep and wide -
Why build you the bridge at the eventide?”
The builder lifted his old gray head:
“Good friend, in the path I have come,” he said,
“There followeth after me today
A youth, whose feet must pass this way.
This chasm, that has been naught to me,
To that fair-haired youth may a pitfall be.
He, too, must cross in the twilight dim;
Good friend, I am building the bridge for him.”

For more information on our programs and how we may be able to address your training needs please contact me at Christina.dodd@ asiatrainingassociates.com or visit our website. Until next time ... have a great week!


Social Commentary by Khai Khem: Time to rethink Pattaya’s early closing hours

The peak tourist season is just around the corner and this may be the time to reconsider allowing Pattaya’s entertainment establishments stay open longer. Pattaya City has frequently asked for a special dispensation which would allow its famous nightlife scene to accommodate local and international tourists by staying open until 4:00 a.m. or even later. There is some merit to this request. Business operators are suffering from the 2:00 a.m. closure rule and more jobs would also be created if Pattaya businesses could stay open longer.

The nationwide crackdown on drug trafficking and drug abuse has produced some visible results. Regarding Pattaya City and its environs, our rising crime rate was largely drug related. Now we are hearing reports that police raids on clubs and bars that demand mandatory drug testing are showing negative results in most cases. Fewer underage youngsters are frequenting these establishments because a growing number of responsible business operators are refusing to allow minors on their premises. Admittedly there are some club owners who flaunt the law, but even the 2:00 a.m. closure regulation has not deterred these unscrupulous operators. Tough enforcement and constant vigilance by police will eventually force them to either conform to the law or be closed down.

Pattaya and the eastern region now has such a great variety of activities, attractions and events that cater to all groups that it is one of the world’s most popular tourist destinations. And let’s not forget that Thais love to holiday in Pattaya, too. Many of these attractions are new, but our nightlife scene has been one of our most valuable selling points. We can preserve this valuable asset and let the night owls amongst us have a fun night out on the town without returning to the old image of sleaze and immorality. Lewd stage shows are not Pattaya’s major attraction and only a few renegade establishments are stuck in this rut. Authorities are targeting them and hopefully they will eventually be weeded out.

Pattaya’s central and south districts come alive after dark with a vibrancy that is hard to match in many tourist cities. Not all of us are into sun, sea and sand. Our city is full of fabulous restaurants, great shopping and the ‘pub scene’ is one of the best in the world. When the heat of the day disappears and the sun sets over the horizon, our streets are full of strollers and shoppers. This is the time to meet friends, try out new restaurants - and do a bit of shopping and some pub-crawling. These are enjoyable and harmless pleasures which make a holiday in Pattaya an exceptional experience. Extending the closing hours could enhance the enjoyment of tourists, foreigners and Thais alike, and will certainly put more baht into the local economy.

It has been put to me by some business people in South Pattaya that the 2:00 a.m. closure regulation has contributed to the rising crime rate. As one businessman put it, “Longer business hours mean employers can hire more people. Many Thais who were willing to work night jobs have lost income due to layoffs. These people still have to pay their bills and meet their obligations. Some have turned to crime out of desperation. This group is not made up of hardened criminals, but of ordinary people who have turned to theft and other unsavory methods to make up for lost income which could have otherwise been honestly earned.”

I only mention this point of view because it gave me food for thought. Not everyone is cut out to be an entrepreneur, run a small business or work in a factory. The service industry in Thailand is a huge source of employment. Pattaya attracts Thais from all over the nation looking for jobs. More liberal closing hours for legitimate establishments could help meet this demand.

If we cannot completely rescind the early closing hour regulations, perhaps we can opt for a few compromises. Some concessions can be made for establishments to stay open longer for special events, certain holidays and other exceptional occasions. Pattaya is a highly diversified city but it is still very much a party town geared to hospitality and fun. Yes, we want our tourists to feel safe and secure. And to its credit, our community has implemented many measures to make that a reality. But let’s face it - crime doesn’t watch the clock.


Wine: Wonders from Down Under

Ranjith Chandrasiri

Australian wine makers have done wonders with the Syrah grape, locally known as Shiraz. The grape seems to thrive in the Australian soil and climate, and it produces one of the most robust and flavourful red wines in the world. The signature characteristic of wines made from the Shiraz grape is a kind of black pepper spiciness, which usually is embroidered with layers of black currants, plum, black cherry, cedar, and vanilla-scented oak.

David Fife, the founder of famous Yarra Burn wines in Victoria recently invited Ranjith to taste the wonders of Australian wines from Yarra Valley.

The hallmark wine that I believe really brought Australian wines to the world’s attention probably is Rosemount Shiraz, which is considered by most to be a “reference wine” for Australian Shiraz. It is consistently well balanced and rich with ripe, intense fruit flavours, but its power and grace are equally proportioned. And, best of all, you can still buy it for under Australian $30.

Australia is not a one-grape wonder by any means. It also does well with most of the other familiar grape varieties, including Cabernet Sauvignon, Merlot, Chardonnay, and Riesling. Australian wine makers are fond of blending Shiraz and other well-known grapes varieties in just about every possible combination to achieve a wide range of styles. For example, you can find blends of Shiraz and Cabernet Sauvignon, Shiraz and Merlot, Cabernet Sauvignon and Merlot, and so on. An Australian peculiarity is to blend two grapes and name the wine after both, the dominant variety first, for example: Shiraz / Cabernet Sauvignon or Cabernet Sauvignon / Shiraz.

As for white wines, they produce big, buttery Chardonnays that have lots of oak. They like to blend it with Semillion to make a leaner, less rich wine. They have also invented several completely original formulas; Riesling blended with Traminer grapes to give the wine a nice spicy snap. For example, Rosemount makes a Traminer-Riesling blend that is one of the best cocktail wines available, and I highly recommend it.

There are lots of other Australian producers who make great wines that are widely available in Thailand. Look for wines from Lindemans, Hardys, Leeuwin Estate, Wolf Blass, Petaluma, Katnook Estate, Tyrrell’s, Xanadu and Penfolds, to name just a few.

Penfolds has a staggering array of wines available that range from cheap, basic cask or bag-in-box wines to the legendary “Grange,” which has an international following among wine collectors and was named Wine of the Year by the influential Wine Spectator magazine. It is one of the greatest wines in the world that rivals the great wines of Bordeaux and Burgundy in price and mystique.

For most wine drinkers outside Australia, the whole discussion of Australian wine regions is academic. Even Grange, for example carries the broad South Australian appellation, which covers wines produced anywhere in the state of South Australia. Commercial wines such as Jacob’s Creek have even more all-encompassing appellation in the shape of “South-Eastern Australia”, which could be used for grapes grown in South Australia, Victoria or New South Wales - three states that, between them, produce over 90% of the annual harvest.

Almost all Australian wineries use the “Bin” labelling system on at least a portion of their wines; for example, Bin 2, Bin 389, Bin 707. I think this is a quaint throwback to older times when the term “bin” referred to what is called a “lot.” Therefore, Bin 2 would refer to a specific blend or lot of Shiraz and Mourvedre, and Bin 389 is a blend of Cabernet Sauvignon and Shiraz.

You might also run into another designation called Show Reserve. In Australia the term usually does mean better quality wine. In wine shows it is often stipulated that any entrant must come from a batch of so many thousands of bottles, and this is kept in reserve by the various wineries. They are usually released following the wine’s show career and winning medals. So some of the Show Reserves can be very handsome, not to mention expensive.

Generally, however, the Australian labels are easy to understand and are informative. Wines are labelled with the name of the grape variety stating the grape or combination of grapes used which must constitute at least 85% of the wine. It is the taste that you drink, not the place mate.

Australian wines epitomize user-friendliness and are pleasant to drink from an early age. So, if you get bored with what you are currently drinking, take a look at what is coming out from down under. You are sure to find something interesting.

Ranjith Chandrasiri is the resident manager of Royal Cliff Grand and president of the Royal Cliff Wine Club, Royal Cliff Beach Resort, Pattaya, Thailand. Email: [email protected] or [email protected]

Website: http://www.royal cliff.com/rcwineclub.htm


Woman's World: Stress Busters Part II

by Lesley Warner

I wonder if any of my readers tried recording the meditative poem I printed for you? I would be interested to know if any of you did try it and what you thought of the experience.

‘Out of body experiences’ - are they real or crazy?

From personal experience I have to say that I feel confident that I am a very down to earth person (excuse the pun). You have to have an open mind to experience those things that there is no explanation for.

One of life’s most stressful experiences are exams, and to many the driving test is one of the worst. As a young person I was a little feisty and due to this found it somewhat difficult to pass my driving test, so I gave up, until years later when taking my children to play school in the pouring rain I appeared to be the only mother dripping wet. The other mothers were all getting out of their cars tidy and well groomed, and I was a soggy messed surrounded by 4 miserable wet children. So I decided it was time to try again.

I felt confident that with my more mature attitude and approach I should do ok. I got myself into the correct frame of mind and made a plan, 10 driving lessons and the test booked in advance. It had been 10 years since I last tried so it was a lesson for every year. When the day of my test dawned I tried consciously to breath deeply and shut out every other thought. I got into the car with the instructor and literally went through the motions. I seemed to be watching myself from somewhere up above. I know many people will say ‘poppycock’ but the instructor said he could not fault me, it was a perfect test? I know for sure that my nervous spirit was not in that car.

Another time an acquaintance of my husband’s from the tiny village in Devon that I was living in came to exorcise the ghost that we were convinced shared our old house (another story and no I am not a fruitcake). While she was there we got chatting and I happened to say that I could not be hypnotized. She gave me a large crystal to hold and carried on talking about various things, she then asked me how I felt and I said slightly light headed. She suggested I might like to open the door in the top of my head and venture out; this seemed slightly bizarre but I decided I’m game for most things. Well I was as surprised as anyone when I literally felt myself float out of what seemed to be the top of my head. I turned and looked back, I found myself looking down on to the top of the head of my husband and the woman. I was afraid but decided to go on, it was dark at first but seemed to be getting lighter. The woman was talking to me, asking me what was happening and then all of a sudden I was sucked back into my head. I was most disappointed and asked her why? She said I was far too susceptible and had no idea what I was doing, and therefore it was dangerous.

I have always been proud to say that I have an open mind and I feel that we do get the opportunity to experience more life if we do not close our minds. I am not a weirdo or someone living in a dream world, but I am someone who does not judge other people’s beliefs and I like to try new things with an open mind.

The experience with the crystal had made me interested enough to want to try it again, but could it be dangerous? I have to say that I am not really into putting my health at risk, apart from the occasional sunbath, cigarette or drink, but remember everything in moderation!

Floating around in the astral is all very well but without our bodies we wouldn’t be able to enjoy the physical pleasures such as eating or sex, among many other physical sensations. After all, how could the spiritual body devour chocolate? So I had no desire for the door to shut behind me.

I decided to take some advice and find out if this ‘out of body experience’ was dangerous. I was told that done in a controlled fashion the experience is safe and fulfilling but that there were risks. The person I asked said, “One should cherish one’s physical body as a place to return safely home to after the spiritual journey, not as a place to run away from.”