Re: Farangs fault (PM Mailbag Friday, 16 October 2015) – Have (and pay for) first class insurance. Phone the insurance man before the police and let him or her deal with the locals. (It is not your job, you paid for insurance…it is their job.) Once, a motorcycle taxi that struck me made the mistake of taking it further and the police station gave them a fine for false protest. The insurance agent was there as golden as a lawyer. So, have first class insurance, or don’t and complain about how unfair life has been to you.