BANGKOK, Thailand – The government will tighten controls on scam-linked mule accounts, centralize financial crime data, and implement a faster process for returning funds to victims through the Anti-Money Laundering Office (AMLO). Deputy Government Spokesperson Ploytalay Laksameesangchan stated that technology-crime committees have reviewed draft rules for listing and removing individuals linked to technology-related offenses. These rules also address interagency data integration under Section 13 of the Emergency Decree on Technology Crime Prevention and Suppression.
When a mule-account holder is identified, all mobile banking, ATM, and online transaction services will be suspended for that individual across all banks. The person will also be barred from opening new accounts. Authorities may proactively suspend high-risk accounts before a victim files a complaint to prevent fund transfers. The Bank of Thailand is setting daily transfer and payment limits for bank and e-money accounts held by individuals aged 12 to 18. Proposed limits range from 3,000 to 10,000 baht, depending on age, and are expected to be finalized by October 2026.
Victims will be able to request refunds directly through AMLO’s system without waiting for a court order. The relevant ministerial regulation takes effect on August 12, 2026, and agencies plan to finalize operating criteria by September. Individuals whose accounts are mistakenly suspended can call the AOC hotline at 1441 and press 2 to verify their identity. Banks will review the case and restore the account as soon as possible. (NNT)
