BANGKOK, Thailand – The Social Security Office (SSO) has clarified public concerns over fund management and announced plans for a major organizational reform, making clear its priority on long-term stability and stronger benefits for insured members. Officials said all investments are carried out within legal frameworks and with careful consideration of sustainability.
The office explained that its investment policy has gradually evolved. In the past, around 80 percent of assets were allocated to low-risk instruments, limiting overall returns. Current regulations now allow up to 40 percent in higher-risk assets, a shift intended to improve long-term performance while preserving financial security for contributors.
Questions surrounding earlier investment decisions were addressed by noting that such assets must be assessed over time. Some legacy investments have continued to generate dividend income for the fund, and decisions on divestment require careful analysis to protect overall value. To maintain transparency without disrupting markets, the SSO publishes information on its top 10 investment holdings rather than full asset-level disclosures.
The agency also explained that the recent increase in the maximum monthly contribution applies only to insured persons with higher wages. The adjustment was made to strengthen pension and benefit levels so they remain aligned with current living costs and respond to long-standing expectations from contributors.
The office has also announced a comprehensive reform process starting with the 2027 fiscal year budget cycle. All expenditures will be required to clearly show benefits to insured members, and public feedback will be used to improve operations. Officials said these measures are expected to help modernize the system, enhance efficiency, and boost confidence in the Social Security Fund’s management and future direction. (NNT)
