The following message was sent to us by the British Chamber of Commerce Thailand.
1. General advice – from MSIG Insurance (Thailand) Co., Ltd.
Monitor media coverage of the flood situation and assess the likelihood that your home or premises will be affected.
Have disaster supplies on hand including flashlights, wireless radio, spare batteries, first aid kit, water, emergency food and boots (minimally, sturdy shoes).
Make yourself aware of routes to be used in the event of evacuation – be wary of hazards, such as potholes, that will be hidden under flood water.
In the event that your home or business premises is, or is about to be, flooded out:
Switch off the power supply.
Move valuable items to higher places.
Avoid walking through floodwater, if possible.
If requested to evacuate, do so immediately.
Returning to homes/offices:
Do not return until authorities confirm it is safe to do so.
Carefully inspect foundations, walls, doors, etc., to be sure the building is not in danger of collapse, and plaster, ceilings, etc., that could fall (a qualified risk assessor should undertake these tasks, if possible).
Be wary of fire hazards.
Be wary of animals, especially snakes, in the waters.
Discard all food that has come into contact with the flood waters.
Check damaged septic tanks and other sewage related systems as the other potentially serious health hazards.
Take pictures of damage as soon as possible for insurance claims.
For businesses, all the above apply, AND
Make sure your Business Continuity/Disaster Recovery Plan is up to date and practical to use in a flood situation; i.e., that it covers all the points outlined above and, in particular:
Make sure any off site emergency premises is not in a flood area itself and is accessible to your business recovery team.
If possible, try to park vehicles away from low lying areas and bear in mind that motor insurance policies require that reasonable care be taken to protect the vehicle from further damage in the event of a breakdown (or accident). For specific steps to be taken if the car has suffered flood damage or to notify a claim (MSIG customers only) please go to http://www.msig-thai.com
BCCT’S Legal Adviser Notes
Before disposing of or repairing damaged property, machinery stock, etc., it is wise to check with your insurer first. They may say that repairs should be approved by them first or property should be retained for possible inspection by them or their loss adjuster.
BOI announces flood relief
measures for plant operators
Ms. Atchaka Sibunruang, Secretary-General of the Board of Investment of Thailand (BOI), said that the BOI has introduced an urgent flood relief measure to help BOI-promoted projects. Investors can immediately move machinery and raw materials out of plants or flood-affected and risk areas to prevent possible damage to these resources.
BOI-promoted companies can contact BOI office for help every day, including weekends.
– Agricultural and light industries – contact Sithee Tanboonteck 0 2553 8298;
– Metal parts and machinery industries – contact Anin Meksuksai 0 2553 8294;
– Electronics and electrical appliances – contact Tanavadee Khuvasanont 0 2553 8366;
– Chemicals, paper, plastic, infrastructure and services – contact Wuttichai Pisatphen 0 2553 8167.
The new measures will be added into the BOI’s existing flood relief measures, which cover the entire country. A major part of the existing measures is the provision of import duty exemption on machinery imported to replace that damaged by flooding.